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Let us help you Identify
whats wrong with your credit.
Watch this short video to learn how your personalized Credit Action Plan identifies inaccurate or negative
items and outlines practical next steps, completely free and without obligation.
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Click the button below and we’ll review every negative item currently affecting your score and send you a no-cost breakdown of what can be addressed.
Frequently Asked Questions
What is a Action Plan ?
A Action Plan is where my company takes a look at your credit report and helps you identify each negative account that is holding you back from your ideal credit score dreams. The Action Plan is a simple PDF that highlights and circles every flaw on your credit report that needs to be worked on.
Will this Action Plan fix my credit automatically?
No. Your Action Plan is a FREE package that helps you understand what’s affecting your credit and the steps you can take to improve it. You'll have the opportunity to sign up for credit repair services but the action plan is 100% FREE.
Do I have to pay anything to receive my Action Plan?
The Action Plan is completely free and comes with no obligation. Just pay the $1 fee to myfreescorenow so that we can review your credit report then your Action Plan will be sent to you shortly after.
How Long Does it Take to Fix My Credit?
The average credit repair takes anywhere from six months to a year. Some clients experience results much sooner, but six to twelve months is the general timeframe to expect for lasting repair.
What Items can you remove?
We work to remove all negative items that are reported inaccurately, unfairly, or unlawfully on your credit report. This can include:
• Collections
• Late payments
• Charge-offs
• Repossessions
• Bankruptcies and Evictions
• Student Loans
• Inquiries
We do not touch your open or positive accounts our goal is to clean up your report while protecting and strengthening your credit profile.
Where Can I See My Credit Reports? Is There a Charge for This?
We recommend MyFreeScoreNow, https://member.myfreescorenow.com/join/ , which provides access to all three credit bureaus: Experian, Equifax, and TransUnion in one easy-to-use platform.
• MFSN does charge a small monthly fee of $25, and this subscription is mandatory during your credit repair process.
• Staying current with your MFSN subscription allows me to monitor your credit reports, send out timely dispute rounds, and track your progress.
• If this subscription is not paid, it will interfere with your credit repair journey.
How long does it take to see results ?
Everyone’s credit situation is unique. Some clients begin seeing results within 30-45 days, while others may take longer depending on the number and type of items being reviewed. We provide guidance based on your specific report and goals, but we never guarantee a specific outcome or timeline.
How Can I Improve My Score?
Improving your credit begins with action. At Wise 2 Wealth Univerisity, we not only remove negative items but also guide you on:
• Adding positive tradelines
• Building healthy credit habits
• Banks and Credit Unions suitable to you
• Structuring your profile for higher approvals
Together, we build a strong foundation so your score rises and stays there.