

Late Payments
Collections/Charge Offs
Student Loans
Repossessions
Evictions/Foreclosures
Bankruptcies
Medical Bills
Child Support
Inquiries
Early Warning Systems / Chexsystems
Public Records
Removal of Negative Accounts
Credit Building Assistance
Monthly Coaching
Your Own Personalized Game plan



With Wise 2 Wealth Solutions, most clients begin to see results reflected on their credit report within 30 to 45 days. Every case is unique, but our process is designed to bring fast, noticeable improvements.
We work to remove all negative items that are reported inaccurately, unfairly, or unlawfully on your credit report. This can include:
• Collections
• Late payments
• Charge-offs
• Repossessions
• Bankruptcies
• Inquiries
We do not touch your open or positive accounts our goal is to clean up your report while protecting and strengthening your credit profile.
Improving your credit begins with action. At Wise 2 Wealth Solutions, we not only remove negative items but also guide you on:
• Adding positive tradelines
• Building healthy credit habits
• Managing balances and payments
• Structuring your profile for higher approvals
Together, we build a strong foundation so your score rises and stays there.
We recommend MyFreeScoreNow, https://member.myfreescorenow.com/join/ , which provides access to all three credit bureaus: Experian, Equifax, and TransUnion in one easy-to-use platform.
• MFSN does charge a small monthly fee of $25, and this subscription is mandatory during your credit repair process.
• Staying current with your MFSN subscription allows me to monitor your credit reports, send out timely dispute rounds, and track your progress.
• If this subscription is not paid, it will interfere with your credit repair journey.
The average credit repair takes anywhere from six months to a year. Some clients experience results much sooner, but six to twelve months is the general time frame to expect for lasting repair.
No, there are no refunds. Once you make a purchase, it is final and non-refundable.This policy is in place because:
• Time, resources, and work begin immediately after enrollment.
• Credit repair results vary depending on your credit history, the bureaus’ response times, and your consistency in following instructions.For these reasons, all sales are final..
Getting started is simple:
a. Click “Pricing Plans” on our website.
b. Submit your information.
c. You will be released the available plans and payment options.
d. Complete your purchase, check email for onboarding instructions, and let us get to work!